|
Lenders / Products
There are
more lenders and mortgage products available to home owners
today than there have ever been in the history of
homeownership.
National
statistics prove that homeowners will move, on average, every
5-7 years. Also, homeowners will refinance, on average, every
3-5 years.
It is
therefore extremely important that homeowners be educated and
helped along the process of applying for the right loan with
the right mortgage consultant.
Contact
One
is approved with all the top prime lenders like Wells Fargo,
World Savings (now Wachovia), Countrywide,
Chase Manhattan, Washington Mutual and over 80
others both prime and sub-prime to assist you!
*Long-term loans:
stretches principle payments over long periods. Gives homeowners
comfort of knowing what their payments are for an extended period. Good
for homeowners living on a fixed income or who have no intention on
tapping into their home equity for a minimum of 10+ years. Not good for
borrowers looking for a low minimum payment or who don’t intend on
owning the property for a minimum of 10+ years.
|
*30-year fixed |
*40-year fixed |
|
$900k @ 6.25% = $5,542/mo |
$900k @ 6.50% = $5,269/mo |
|
$750k @ 6.25% = $4,618/mo |
$750k @ 6.50% = $4,391/mo |
|
$600k @ 6.25% = $3,694/mo |
$600k @ 6.50% = $3,513/mo |
|
$500k @ 6.25% = $3,079/mo |
$500k @ 6.50% = $2,927/mo |
|
$400k @ 6.00% = $2,398/mo |
$400k @ 6.25% = $2,271/mo |
|
$300k @ 6.00% = $1,799/mo |
$300k @ 6.25% = $1,703/mo |
|
$200k @ 6.00% = $1,199/mo |
$200k @ 6.25% = $1,135/mo |
*Short-term loans:
ideal loan for most borrowers. Gives borrowers a more aggressive
interest rate and monthly payment than the long-term loans. Good for
usually 3, 5 or 7 years. Can be used with the “Interest Only” option to
help lower monthly payments even further. Since most homeowners will
move every 5-7 years and refinance every 3-5 years short-term loans
often times make the most sense.
|
*3-year fixed |
*5-year fixed |
|
$900k @ 5.50% = $5,110/mo |
$900k @ 5.75% = $5,252/mo |
|
$750k @ 5.50% = $4,258/mo |
$750k @ 5.75% = $4,377/mo |
|
$600k @ 5.50% = $3,407/mo |
$600k @ 5.75% = $3,502/mo |
|
$500k @ 5.50% = $2,839/mo |
$500k @ 5.75% = $2,918/mo |
|
$400k @ 5.25% = $2,209/mo |
$400k @ 5.50% = $2,271/mo |
|
$300k @ 5.25% = $1,657/mo |
$300k @ 5.50% = $1,703/mo |
|
$200k @ 5.25% = $1,104/mo |
$200k @ 5.50% = $1,136/mo |
|
*3 year -"I.O." |
*5 year -"I.O." |
|
$900k @ 5.50% = $4,125/mo |
$900k @ 5.75% = $4,313/mo |
|
$750k @ 5.50% = $3,438/mo |
$750k @ 5.75% = $3,594/mo |
|
$600k @ 5.50% = $2,750/mo |
$600k @ 5.75% = $2,875/mo |
|
$500k @ 5.50% = $2,292/mo |
$500k @ 5.75% = $2,396/mo |
|
$400k @ 5.25% = $1,750/mo |
$400k @ 5.50% = $1,833/mo |
|
$300k @ 5.25% = $1,313/mo |
$300k @ 5.50% = $1,375/mo |
|
$200k @ 5.25% = $ 875/mo |
$200k @ 5.50% = $ 917/mo |
Obviously, these are just a sample of the
products that are available. Please call the toll free number,
1.877.997.7334(REFI) to talk to a loan consultant and get a
FREE Mortgage Analysis! |